Early warning system of the SCHUFA promptly informs individuals about requests and changes to the personal information of the SCHUFA and thus helping, a possible identity theft at an early stage to identify Wiesbaden, 08.06.2011 – identity theft and subsequent misuse of the stolen data is one of the most growing crime worldwide and brings the victim in great distress. The consequences are serious: not only the good reputation is suffering and is difficult to restore, also debt can accumulate or one is held accountable for offences to the responsibility which they did not commit. The SCHUFA UpdateService promptly informed of requests of the SCHUFA information and can help to detect misuse of personal data. Identity theft takes place not just as often suspected, on the Internet. A lost wallet, the letter tossed carelessly into the garbage with sensitive content, or an accessible mailbox can also to the abuse of personal data lead, like E.g.
illegal queries of data in the Internet, fraudulent websites or vulnerabilities in the software and in the allocation of passwords. Already, data thieves can wreak considerable damage with an address and the corresponding date of birth. It may take much time until it becomes aware of an abuse of the own data. The longer the identity theft remains undetected even more costly are the consequences. Incorrect pressures on the current account or the entrance of unauthorized bills are usually quickly spotted.
Are personal data, however, new bank accounts opened and costly purchases or loans settled, the fraud is often only then noticed if money payments or even arrest warrants to be served. Innocent victims are then in the proof need and come in awkward positions, because the creditworthiness and reputation are quickly lost. Identity theft is suspected rapid action is required. Victims should contact immediately the police, their bank and the SCHUFA in connection, to solve the problems quickly.